Use Your NDIS-SDA to Own Your Own Home. Call Now!
TL/DR: Reading Time: 4 minutesUse your SDA funding from NDIS to own your own SDA home.
Accessing home ownership through an SDA home loan is a game changer for NDIS + SDA participants. As a result, Crestmount Money, provides tailored Specialist Disability Accommodation (SDA) home loan solutions for eligible Australians with disability support needs.
We Understand Owner Builders – Call Crestmount Money Now!
TL/DR: Reading Time: 3 minutesOwner Builder Loans: Navigating the Challenges
Owner builder loans are not broadly supported by most Australian lenders. While regular construction finance involves its own hurdles, loans for owner builders are even more complex and subject to stricter scrutiny.
We Understand Construction Finance. Call Crestmount Money Now!
TL/DR: Reading Time: 4 minutesConstruction Finance for Building Your Dream Home
If you’re planning on building your new home, understanding how construction finance in Australia works is essential. Crestmount Money provides tailored halal construction finance solutions utilising an Ijarah finance structure that is sharia compliant, interest free, and aligned with your Islamic and financial values.
Why Are Genuine Savings Policies So Rigorous?
TL/DR: Reading Time: 4 minutesWhy Are Genuine Savings Policies So Rigorous?
When applying for an Islamic loan in Australia, especially those structured under Ijarah finance, lenders impose strict genuine savings requirements for any Islamic finance arrangement where the Loan-to-Value Ratio (LVR) exceeds 80%.
Using Rent As Genuine Savings
TL/DR: Reading Time: 3 minutesUsing Rent As Genuine Savings to Qualify for Home Finance.
Using rent as genuine savings is a valid pathway for many Australians, especially those seeking Islamic loans in Australia. Some specialist halal finance providers allow applicants to substitute traditional savings with a proven rental history.
What Is Genuine Savings? We Can Help, Call Us Now!
TL/DR: Reading Time: 4 minutesWhat is Genuine Savings?
Genuine savings represent funds accumulated over time, demonstrating financial discipline to halal finance providers offering Islamic loans in Australia.
Small Deposit, Need LMI? We Can Help. Call Us Now!
TL/DR: Reading Time: 4 minutesWhat is Lenders Mortgage Insurance (LMI)?
Lenders Mortgage Insurance (LMI) is a one-time premium that protects the lender, not the borrower, if you default on your Islamic loan. It typically applies when borrowing more than 80% of a property’s value and is common in both conventional and Islamic loans in Australia.
Beware of Fraud! Finance with a Trusted Partner. Call Now!
TL/DR: Reading Time: 4 minutes5 Red Flags to Spot Fraudulent Islamic Finance Products.
The growing demand for Islamic finance in Australia has led to the rise of various products claiming to offer halal finance structures. However, not all of these offerings are truly Sharia compliant. To help you protect your wealth and uphold your values, here are five red flags to avoid when evaluating Islamic loans in Australia or other halal finance solutions.
Seeking Sharia Compliant Loans? Call Crestmount Now!
TL/DR: Reading Time: 4 minutesUnderstanding Islamic Finance Principles and Islamic Loans in Australia.
This comprehensive guide explores the foundations of Islamic finance and how it provides a Sharia compliant Islamic loan alternatives to conventional banking, particularly for home ownership in Australia
Do Muslims Pay Interest on Mortgages in Australia?
TL/DR: Reading Time: 5 minutesDo Muslims Pay Interest on Mortgages in Australia? The answer is no, if they choose a halal finance option. Understanding Halal Finance and No Interest Islamic Loans in Australia This comprehensive guide explores why interest is prohibited in Islam, how Islamic finance provides ethical alternatives, and what options are available for Australian Muslim homebuyers seeking […]