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Our Ijarah finance structure allows you to access construction finance that avoids riba and aligns with your values. Instead of charging interest, we provide a rent to own arrangement. This halal finance structure complies with both Islamic finance principles and Australian regulatory standards. Whether you’re building from scratch, buying a house and land package, or adding an extension to your existing home, we can support your journey with a Sharia compliant Islamic loan alternative.
At Crestmount Money, we understand that every homeownership journey is unique. That’s why we offer flexible Islamic loan solutions for:
Each of these Isalmic loan options is structured under our Ijarah finance product, providing you with confidence that your islamic finance is Sharia compliant, transparent, and tailored to your construction timeline.
Looking to build your dream home or undertake major renovations? Our Islamic loan solutions are tailored to help Australian Muslims achieve their goals through Sharia compliant Islamic finance. Whether it’s a knock down rebuild, house and land package, or a significant renovation, Crestmount Money makes it possible with halal finance options.
Islamic construction financing can be complex, with multiple stages, approvals, and payments to manage. We simplify the Islamic loan process, guiding you every step of the way to ensure your experience remains stress free. Our expert team helps you understand the financial structure, co-ordinate payments with your builder, and ensure a smooth transition from Islamic loan to ownership.
We provide Islamic loan solutions suitable for construction that allow you to build your home without riba (interest) while providing flexible repayment structures. During construction your Islamic loan repayments align with your project milestones. Once the project is complete, you continue with standard rental payments under your Ijarah finance contract until full ownership transfers to you.
Streamlined Islamic loan application with quick approvals to save you time.
100% Sharia Compliant – no interest (riba), no compromises. Endorsed by leading sharia scholars from Amanie Advisors in Malaysia
Whether you’re ready to break ground or still comparing builder quotes, our expert team is here to help. With an islamic loan solutions tailored to the Australian property market, we’ll guide you through eligibility checks, compliance steps, and loan structuring, ensuring your construction journey is both stress free and Sharia compliant.
Maha Hafez2025-06-01Trustindex verifies that the original source of the review is Google. I had an outstanding experience working with Crestmount Money. From start to finish, They were knowledgeable, responsive, and incredibly supportive throughout the entire process. They explained every step clearly, answered all my questions promptly, and went above and beyond to secure the best possible loan terms for me. Their professionalism and dedication made what could have been a stressful process feel smooth and manageable. I highly recommend Crestmount Money to anyone looking for expert guidance in securing a home loan! Adam2025-05-07Trustindex verifies that the original source of the review is Google. The team at Crestmount did an amazing job in getting us across the line. Turnkey service. Was there every step of the way. Extremely helpful. Highly recommend! K Hafez2025-04-30Trustindex verifies that the original source of the review is Google. Being a first home buyer, they made the process simple and easy and answered all my questions. Definitely would recommend. Sherean Hafez2025-04-30Trustindex verifies that the original source of the review is Google. Highly recommend for anyone taking out a home loan. The process was seamless from start to finish and the team were wonderful in the process. Fanj20112025-04-30Trustindex verifies that the original source of the review is Google. Excellent service very professional and very helpful Ikrimah Mansuri2025-04-28Trustindex verifies that the original source of the review is Google. Fantastic services I give 5 star for their services
Terms and conditions:
The comparison rate is based on an Ijarah finance home loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the Ijarah finance examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The information is provided by Crestmount Money Pty Ltd ACN 635 075 375 Australian Credit Licence (ACL) 563529 and does not take your personal objectives, financial situation or needs into account. Consider its appropriateness to these factors before deciding whether to act on it.
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Crestmount Capital provides access to credit services via Crestmount Money Pty Ltd ACN 635 075 375 Australian Credit Licence (ACL) 563529 and investment services via Crestmount Funds Management Pty Ltd ACN 166 784 756 Australian Financial Services Licence (AFSL) 466719, both wholly owned subsidiaries of Crestmount Capital Pty Ltd ACN 617 372 451
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