Halal Home Loans Made Easy
Halal Home Loans Made Easy
Welcome to Crestmount Money – Your Partner in Sharia Compliant Finance
At Crestmount Money, we specialise in providing Sharia compliant finance solutions that align with Islamic finance principles. we believe that every borrower’s journey is unique, whether you’re a first-time buyer, self-employed, or seeking to refinance from a conventional riba based loan, our halal home loan options are tailored for you.
Halal Home Loans for Every Need
Designed for Australians Seeking Islamic Finance
Whether you’re buying your first home, investing in property, or planning to upgrade or build your dream home, our Sharia loan options offer a simple, compliant, and practical solution to meet your home finance needs.
Looking to refinance?
Seeking a Sharia compliant finance solution?
Thinking of switching from a conventional mortgage? Our halal home loan refinance options help you align your finances with your faith. With Crestmount Money’s sharia compliant finance, you can refinance with confidence—free from riba and structured around Islamic finance principles. Our experienced team will guide you through a seamless, ethical transition.
Buying a new home?
Flexible halal home loans tailored to your changing needs
Life changes, and so do your housing needs. Whether you’re moving to a bigger home or simplifying with a smaller one, our sharia compliant finance options are here to support you. We’ll ensure your transition is smooth, riba-free, and sharia compliant with Islamic finance values.
Buying your first home?
Our sharia compliant finance offers a faith aligned path to home ownership.
Worried about how much deposit you need? With Crestmount Money, you can finance up to 95% of the property’s value. Our sharia compliant finance solutions are designed for first-home buyers seeking ethical, riba-free property ownership. Start your journey toward a halal home loan today—your faith doesn’t have to compromise your future.
Purchasing an investment property?
Explore halal home loan solutions for investment properties
Looking to build your property portfolio ethically? Our investment focused, sharia compliant finance lets you buy investment properties without compromising your faith. With Crestmount Money, you’ll gain access to halal loan structures rooted in Islamic finance principles, delivering peace of mind and potential returns.
Building a new property?
Finance your new build or renovations with a halal home loan.
Whether you’re building a new home or renovating your current space, our sharia compliant finance helps bring your vision to life, without riba. Our halal home loans support construction and renovations, ensuring your project aligns with your Islamic values every step of the way.
Self employed and looking for a home loan?
Sharia compliant finance tailored for self-employed people.
Being self-employed shouldn’t limit your access to halal finance. Our sharia compliant finance options cater to business owners and freelancers. Whether you have low documentation or complex income, we’ll help you secure a halal home loan that fits your circumstances.
Purchasing a property within your SMSF?
Islamic finance solutions for SMSF property purchases.
Looking to grow your retirement wealth ethically? Crestmount Money offers sharia compliant financing designed for SMSF structures. Invest in property through your superannuation while remaining true to Islamic finance principles. With halal home loan alternatives and expert support, we’ll guide your SMSF property journey.
Seeking to finance a commercial property?
Sharia compliant finance for business or investment needs.
Crestmount Money offers tailored sharia compliant finance solutions for commercial, retail, and industrial properties. Whether you’re acquiring premises for your business or investing in income generating assets, our halal financing options are built on Islamic finance principles free from riba.
Seeking to finance vehicles or equipment?
Halal finance options for cars, utes, trucks, and equipment.
Need a new vehicle or essential equipment for your business? Our sharia compliant finance solutions help you invest in what matters, without interest or compromise. With Crestmount Money’s Islamic finance approach, you can drive or operate with confidence and integrity.
Our Islamic Finance Approach
Aligning Faith with Financial Goals
Sharia compliant finance ensures your home financing meets Islamic principles. Our halal home loans are based on the Ijarah finance model, a rental-based structure that avoids interest. This approach offers a clear and compliant alternative to conventional interest based mortgages, allowing you to finance your home while staying true to your faith.
What is Sharia Compliant Finance?
Structured Around Ijarah Finance Principles
Sharia compliant finance with Crestmount Money is based on Ijarah Finance principals, a rent-to-own model where repayments are rent rather than being interest based. This makes our halal home loans distinct from conventional mortgage options while remaining fully compliant with Australian regulations. You’ll enjoy all the protections of standard conventional mortgage while following a model aligned with Islamic beliefs.
Our Sharia Loans are Australian Regulated. Faith-Aligned.
Halal Home Loans That Meet National Lending Standards
Our Sharia compliant finance products are not only aligned with Islamic principles—they also comply with the strict standards set by the National Consumer Credit Protection (NCCP) Act, which governs all Australian lenders. We work with trusted credit providers to ensure your halal home loan is structured, documented, and delivered with transparency, security, and professionalism.
Partnering with You Every Step of the Way
Sharia Loans Made Simple with Crestmount Money
Our commitment extends beyond providing halal home loans. At Crestmount Money, we support you from the moment you begin your application. Our team simplifies the process, helps you understand eligibility requirements, and guides you through each stage of your Sharia loan journey. From your initial enquiry to settlement and ongoing support, we aim to make the experience smooth, transparent, and stress-free—while ensuring it aligns with your values and financial goals.
