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Purchasing a property within your SMSF?
Take control of your retirement savings and invest with confidence.
Get started, speak to one of our experts today!
Purchasing a property within your SMSF?
Take control of your retirement savings and invest with confidence.
Get started, speak to one of our experts today!
Musharaka Finance for Australian SMSFs
Musharaka finance, an Islamic loan structure that, empowers Australian SMSF investors to take control of their super while staying aligned with Islamic finance principals. At Crestmount Money, we offer Sharia compliant, halal finance solutions tailored for self managed super funds.
Can I Invest in Property Through My SMSF Using Musharaka Finance?
Yes, you can use Musharaka Finance to invest ethically and confidently.
With a growing number of Muslims in Australia choosing to manage their own superannuation, the need for Sharia compliant property financing has never been more important. Our Musharaka Finance structure allows you to invest in residential and commercial property through your SMSF without compromising on your faith. By partnering in joint ownership, our Islamic loan structure eliminates interest, aligning your halal investments with Islamic finance principles.
How Does Musharaka Finance Work for SMSFs?
It’s a co-ownership model that avoids interest and supports shared investment.
Musharaka is a partnership-based structure in which both the SMSF and the financier contribute capital towards the property. The SMSF gradually acquires the financier’s share through scheduled dividend payments, structured under Musharaka finance. This halal mortgage structure ensures compliance with Islamic finance principals and Australian superannuation laws. Our team guides you through every step, from structuring your Islamic loan to fulfilling ATO and legal obligations.
What Kind of Properties Can I Purchase Through My SMSF using Musharaka Finance?
Residential, commercial, industrial and retail investment properties.
You can use Musharaka finance to invest in various asset classes through your SMSF, including residential, commercial and industrial property. The property must meet SMSF compliance standards, and it cannot be used for personal residence. Our halal finance experts will ensure all documentation and legal structures meet both Islamic and Australian regulations, making your investment journey seamless.
How we can help you…
Islamic SMSF finance
Are you looking to escape the riba (interest) pitfalls associated with standard retail and industry super funds? A Self-Managed Super Fund (SMSF) allows you to take charge of your retirement savings while ensuring your investments are Sharia compliant and your halal finance adheres to Islamic finance principles.
Benefit from expert advice
Crestmount Money provides tailored halal finance solutions that align with your long term financial goals. Whether you're buying your first SMSF investment property or expanding your existing portfolio, our team is experienced in SMSF properties and working with business owners and property professionals, making the SMSF Islamic finance process as seamless as possible.
Tax maximisation
We can provide halal finance up to 90% of the property value allowing you to leverage your investment for maximum gains. Income derived within your SMSF attracts lower tax rates on income and capital gains than other investment options.
Why Choose Us
We’ll go the extra mile to help secure sharia compliant Musharaka finance that’s right for you.
Let us help you today!
Fast & Easy Process
Streamlined islamic loan application with quick approvals to save you time.
Trusted & Certified
100% Sharia Compliant – no interest (riba), no compromises. Endorsed by leading sharia scholars from Amanie Advisors in Malaysia
Ready to Take Control of Your Super with Musharaka Finance?
Discover how Musharaka finance Islamic loan can help you grow your SMSF ethically.
Musharaka finance offers Australian Muslims a Sharia compliant, halal finance pathway to manage their super and grow their property portfolio. At Crestmount Money, we offer end-to-end support, helping you structure your Islamic loan and investment for maximum financial and spiritual benefit. Let us help you invest in your future without compromise today.